@font-face{font-family:system;src:local("Arial")}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:100px}body{margin:0;background:#faf8f3;color:#172f3b;font:17px/1.65 system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif}a{color:inherit}button,input,select,textarea{font:inherit}button,a,input,select,textarea,summary{outline-offset:5px}a:hover{text-decoration-thickness:2px}h1,h2,h3,p{margin-top:0}h1,h2,h3{line-height:1.08;letter-spacing:-.045em}h1,h2{font-family:Georgia,"Times New Roman",serif;font-weight:400}h1{font-size:clamp(43px,5.7vw,78px);max-width:820px;margin-bottom:25px}h2{font-size:clamp(34px,4vw,52px);margin-bottom:24px}h3{font-size:24px;font-weight:600;letter-spacing:-.025em}p{max-width:70ch}.wrap{max-width:1200px;margin:auto;padding:0 30px}.eyebrow{text-transform:uppercase;letter-spacing:.17em;font-size:12px;font-weight:750;color:#546b70;margin-bottom:22px}.topbar{background:#17353d;color:#fff;font-size:12px;letter-spacing:.08em;text-align:center;padding:9px 15px}.header{border-bottom:1px solid #d9dfd8;background:#faf8f3;position:sticky;top:0;z-index:10}.header-inner{min-height:90px;display:flex;align-items:center;gap:30px;justify-content:space-between}.brand{display:flex;align-items:center;gap:11px;text-decoration:none;font-weight:800;line-height:1.15;font-size:19px;letter-spacing:-.03em}.brand small{display:block;font-size:10px;letter-spacing:.18em;margin-top:5px;font-weight:500}.brand svg{width:36px;height:42px}.nav{display:flex;align-items:center;gap:26px;font-size:14px;font-weight:600}.nav a{text-decoration:none}.nav a:hover{color:#a74429}.btn{display:inline-flex;align-items:center;justify-content:center;gap:16px;background:#b64e32;border:1px solid #b64e32;color:white;border-radius:4px;padding:14px 23px;font-weight:650;font-size:15px;text-decoration:none;cursor:pointer;transition:background .15s,transform .15s;line-height:1.4}.btn:hover{background:#933b24;border-color:#933b24;transform:translateY(-1px)}.btn.secondary{background:transparent;color:#17353d;border-color:#acb8b3}.btn.secondary:hover{background:#edf0e9}.btn:disabled{background:#687571;border-color:#687571;cursor:wait;transform:none}.arrow{font-size:20px;line-height:1}.hero{padding:77px 0 0;overflow:hidden;position:relative}.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:54px;align-items:center}.hero-copy{padding-bottom:65px}.intro{font-size:19px;color:#52636a;max-width:510px;margin-bottom:30px;line-height:1.65}.actions{display:flex;gap:13px;align-items:center;flex-wrap:wrap}.subtle{font-size:13px;color:#57696e;margin-top:17px}.scene{background:#dde6dc;border-radius:180px 180px 0 0;min-height:510px;position:relative;display:flex;align-items:flex-end;overflow:hidden}.scene svg{width:100%;height:auto;display:block}.scene-label{position:absolute;top:115px;left:0;width:100%;text-align:center;text-transform:uppercase;font-size:11px;letter-spacing:.2em;color:#39584f}.scene-stamp{position:absolute;right:20px;bottom:29px;background:#faf8f3;padding:17px 20px;border:1px solid #cad5c8;font-size:13px;line-height:1.5;box-shadow:0 8px 20px #102d2210}.scene-stamp strong{display:block;font-family:Georgia,serif;font-size:23px;font-weight:400}.trust-strip{background:#e9ede5;border-top:1px solid #d5ddcf;border-bottom:1px solid #d5ddcf}.trust-inner{display:flex;justify-content:space-between;gap:20px;padding:21px 0;font-size:14px}.trust-inner span:before{content:'✓';color:#4b705a;font-weight:700;margin-right:10px}section.section{padding:90px 0}.section-head{display:flex;justify-content:space-between;gap:30px;align-items:end;margin-bottom:38px}.section-head p{max-width:400px;color:#5c6b6e;margin:0 0 8px}.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}.step{border-top:1px solid #b7c5bd;padding-top:24px}.number{display:block;color:#9b472e;font-size:13px;letter-spacing:.15em;margin-bottom:24px}.step p{font-size:15px;color:#52636a}.textlink{font-weight:650;text-underline-offset:5px;font-size:14px}.dark{background:#183a3e;color:#fff}.dark .eyebrow,.dark p{color:#c4d3cd}.split{display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:start}.situations{display:grid;grid-template-columns:1fr 1fr;gap:0 30px}.situation{padding:22px 0;border-bottom:1px solid #ffffff30;font-size:15px;display:flex;justify-content:space-between;gap:10px;text-decoration:none}.situation:hover{color:#edd1b8}.quote{padding:30px 0 4px;border-top:1px solid #b7c5bd}.quote blockquote{font:27px/1.4 Georgia,serif;margin:0 0 20px;letter-spacing:-.02em}.quote cite{font-style:normal;font-size:13px;color:#58696d}.quote small{display:block;margin-top:7px;font-size:11px;color:#63736f}.tint{background:#eef1e9}.form-layout{display:grid;grid-template-columns:.9fr 1.1fr;gap:80px}.contact-note{border-top:1px solid #b8c5bc;padding-top:23px;margin-top:30px}.contact-note a{font-size:25px;text-underline-offset:6px}.form-card{background:white;border:1px solid #d5ddd3;border-radius:6px;padding:35px;box-shadow:0 8px 35px #182d2406}.fields{display:grid;grid-template-columns:1fr 1fr;gap:17px}.field{display:flex;flex-direction:column;gap:6px;font-size:13px;font-weight:600}.field.full{grid-column:1/-1}.field input,.field select,.field textarea{border:1px solid #9cadad;background:#fff;border-radius:3px;color:#17353d;padding:11px 12px;min-width:0;width:100%;font-size:16px}.field input:focus,.field textarea:focus,.field select:focus{outline:2px solid #386b58;border-color:#386b58}.field textarea{min-height:105px;resize:vertical}.field-help{font-size:12px;font-weight:400;color:#61716f}.form-card .btn{width:100%;margin-top:20px}.privacy-note{font-size:11px;line-height:1.6;color:#63736f;margin:14px 0 0}.status{font-size:13px;line-height:1.5;margin:15px 0 0}.status:empty{display:none}.error{color:#a12520}.hp{position:absolute;left:-10000px;top:auto;width:1px;height:1px;overflow:hidden}.faqs{max-width:860px;margin:auto}.faqs details{border-top:1px solid #c4cec4;padding:20px 0}.faqs summary{font-weight:600;cursor:pointer;list-style:none;display:flex;justify-content:space-between;gap:20px}.faqs summary:after{content:'+';font-weight:400;font-size:25px;line-height:1}.faqs details[open] summary:after{content:'−'}.faqs details p{font-size:15px;color:#52636a;padding:18px 35px 0 0;margin:0}.center{text-align:center}.center p{margin-left:auto;margin-right:auto}.area-list{display:flex;gap:10px;flex-wrap:wrap;margin-top:24px}.area-list a{border:1px solid #b9c8bd;border-radius:3px;padding:8px 13px;text-decoration:none;font-size:13px;background:#ffffff70}.area-list a:hover{background:#e0e9df}.footer{background:#112c32;color:#cfdbd5;padding:45px 0 25px;font-size:13px}.footer-top{display:flex;justify-content:space-between;gap:40px;margin-bottom:36px}.footer .brand{color:white}.footer-links{display:flex;gap:22px;flex-wrap:wrap}.footer-links a{text-decoration:none}.footer-bottom{border-top:1px solid #ffffff25;padding-top:22px;display:flex;justify-content:space-between;gap:35px;font-size:11px}.footer-bottom p{margin:0;max-width:670px}.pagehero{padding:68px 0 44px;border-bottom:1px solid #d4ddd1}.pagehero h1{font-size:clamp(42px,5vw,67px);max-width:850px}.pagehero .intro{max-width:760px}.article{max-width:790px;margin:0 auto;padding:65px 30px 85px}.article h2{font-size:35px;margin-top:46px}.article h3{font-size:22px;margin-top:32px}.article p,.article li{font-size:16px;color:#3f555c}.article li{margin-bottom:13px}.article aside{background:#e9eee5;padding:26px;border-left:3px solid #6f8c73;margin:35px 0}.article .btn{color:#fff}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.guide{padding:25px 0;border-top:1px solid #b9c8bd;text-decoration:none}.guide h3,.guide h2{font:27px/1.2 Georgia,serif;letter-spacing:-.03em}.guide p{font-size:14px;color:#52636a}.guide:hover h3,.guide:hover h2{text-decoration:underline;text-underline-offset:5px}.mobile-menu{display:none}.buyer .btn{background:#245f46;border-color:#245f46}.buyer .btn:hover{background:#174c35}.buyer .btn.secondary{color:#245f46;background:transparent;border-color:#9db2a1}.buyer .number{color:#245f46}.buyer .scene{background:#e2e7d5}.buyer .topbar,.buyer .dark{background:#244b39}.buyer .footer{background:#193d2c}.buyer .brand svg{color:#245f46}.buyer .scene-stamp{background:#fbf9ee}.notice{font-size:13px;background:#e7eadc;padding:11px 20px;text-align:center}.success-icon{width:65px;height:65px;border:1px solid #9bb79b;border-radius:50%;display:grid;place-items:center;font-size:28px;margin-bottom:26px;color:#245f46}.breadcrumbs{font-size:12px;margin-bottom:24px;color:#5c716a}.breadcrumbs a{text-underline-offset:4px}.pill{display:inline-block;border:1px solid #9eb69d;padding:5px 11px;font-size:11px;border-radius:30px;margin-bottom:20px}.visually-hidden{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.skip{position:absolute;top:-80px;background:white;padding:12px;z-index:30}.skip:focus{top:0}@media(max-width:980px){.nav{gap:17px}.nav .nav-extra{display:none}.hero-grid{gap:28px}.hero h1{font-size:59px}.scene{min-height:470px}.split,.form-layout{gap:35px}.wrap{padding:0 24px}.hero{padding-top:55px}}@media(max-width:740px){body{font-size:16px}.wrap{padding:0 21px}.header-inner{min-height:76px;gap:10px}.brand{font-size:16px}.brand small{font-size:8px}.brand svg{width:29px;height:34px}.nav{display:none}.mobile-menu{display:block;position:relative}.mobile-menu summary{list-style:none;font-size:13px;font-weight:650;cursor:pointer;padding:10px 12px;border:1px solid #abbab3;border-radius:3px}.mobile-menu nav{position:absolute;right:0;top:50px;background:#faf8f3;border:1px solid #bbc9bd;padding:20px;display:flex;flex-direction:column;gap:17px;min-width:220px;box-shadow:0 10px 25px #172f3b15}.mobile-menu nav a{text-decoration:none;font-size:14px}.topbar{font-size:10px;padding:8px}.hero{padding-top:42px}.hero-grid{grid-template-columns:1fr;gap:0}.hero-copy{padding-bottom:34px}.hero h1{font-size:clamp(44px,10.5vw,65px);margin-bottom:21px}.eyebrow{font-size:10px;margin-bottom:19px}.intro{font-size:17px}.scene{min-height:330px;max-width:530px;width:100%;margin:auto;border-radius:170px 170px 0 0}.scene-label{top:40px}.scene-stamp{bottom:16px;right:17px;padding:12px 15px;font-size:10px}.scene-stamp strong{font-size:21px}.trust-inner{flex-wrap:wrap;justify-content:center;gap:9px 22px;font-size:11px;padding:17px 0}.grid3,.cards{grid-template-columns:1fr}.section-head,.split,.form-layout{display:block}.section-head p{margin-top:20px}.section-head{margin-bottom:30px}section.section{padding:58px 0}.grid3{gap:20px}.number{margin-bottom:14px}.step p{margin-bottom:10px}.situations{margin-top:28px;gap:0 20px}.situation{font-size:13px}.quote{padding-top:23px}.quote blockquote{font-size:24px}.form-card{padding:24px;margin-top:30px}.fields{gap:15px}.footer-top{flex-direction:column;gap:28px}.footer-links{gap:16px}.footer-bottom{flex-direction:column;gap:16px}.pagehero{padding-top:42px}.article{padding:40px 21px 60px}.article h2{font-size:31px}.actions .btn{font-size:14px;padding:13px 17px}.contact-note{margin-bottom:25px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
.scene-label{background:#dde6dc}.buyer .scene-label{background:#e2e7d5}/* Accessibility: visible focus, identifiable controls, readable small print, reflow. */
:focus-visible{outline:3px solid #172f3b;outline-offset:4px;box-shadow:0 0 0 7px #fff}
.header{position:relative}.skip{position:fixed}.skip:focus{top:4px;left:4px}
#main:focus{outline:none}.field input,.field select,.field textarea{border-color:#667b7b}
.btn.secondary,.area-list a,.mobile-menu summary{border-color:#667b7b}
.privacy-note,.field-help,.footer-bottom,.quote small{font-size:13px}
.form-instructions{font-size:14px}.form-card{min-width:0}
.field-error{color:#9b2420;font-size:14px;font-weight:500}
.field-error:empty{display:none}[aria-invalid=true]{border:2px solid #9b2420!important}
.error-summary{border:2px solid #9b2420;padding:18px;margin-bottom:24px}
.error-summary h3{font:600 20px/1.4 system-ui;letter-spacing:normal}
.error-summary ul{margin:0;padding-left:20px}.error-summary a{color:#9b2420}
.error-summary[hidden]{display:none}.status{min-height:1px}
.footer-links a,.nav>a:not(.btn),.mobile-menu nav a{display:inline-block;min-height:28px;padding:3px 0}
.footer-links{max-width:720px;justify-content:flex-end;gap:12px 22px}.footer .brand{flex-shrink:0}
a,p,li{overflow-wrap:anywhere}.btn{max-width:100%;white-space:normal}
@media(max-width:740px){.footer-links{justify-content:flex-start}.scene-stamp{max-width:75%}}
@media(max-width:480px){.scene-label{padding:0 50px;top:65px;font-size:9px;letter-spacing:.12em}.scene-stamp strong{font-size:18px;line-height:1.3;background:#faf8f3}.buyer .scene-stamp strong{background:#fbf9ee}.mobile-menu{flex-shrink:0}.mobile-menu summary{white-space:nowrap}.fields{grid-template-columns:1fr}.field{grid-column:1/-1}.form-card{padding:20px}.brand{font-size:15px}.mobile-menu summary{min-width:68px}}
@media(forced-colors:active){.btn,.field input,.field select,.field textarea{border:1px solid ButtonText}:focus-visible{outline:3px solid Highlight}}